What to know about Open Enrollment
Open Enrollment also known as “OE” is an event where you’re able to add, remove, or change your benefits with SDPEBA, your association, and the City/County. While some of our benefits can be added or changed year-round, many of them can only be changed during this 1-2 month window, but don’t fret! We’ll make it as easy as possible so you can take your time and make the right decisions for you and your family.
What do I need to do for OE?
First, we highly recommend you check out plan changes. For SDPEBA based plans, we will release these as an article in September and include it in our open enrollment guidebook that will be mailed directly to you before open enrollment starts.
Second, we suggest you look at your own plans, are you happy with them? Is there anything you would like to change? Maybe you’re an active employee who is using an Aflac plan a lot and want to go from low to high payouts, or maybe you feel like you would be better off with a lower tier medical plan, or a PPO instead of an HMO for your dentist. Since everyone is different there’s no “right” choice for insurance, but if you need any help going over your current plans you can always email [email protected] or call 888-315-8027.
Third, you can look at plans you don’t have that are on offer. For example, if you have pets we have a very popular new pet insurance plan through MetLife. We also have a legal plan that can make getting a will/trust very affordable! There are a lot of other plans on offer, so skim through the guide or check out the SDPEBA website and your employer’s website for more plans to see if any would be a good fit for you.
And finally, make the changes. To change your PEBA plans, it’s very easy! You can do it through our online forms (which will be emailed to you once OE starts), or you can call us 888-315-8027.
For your non-SDPEBA plans, you’ll need to go through your employer or SAP if you’re a City employee, your employer if you’re a County employee, or SDCERs if you’re a retiree.
When is Open Enrollment?
Enrollment opens for PEBA plans on 9/16.
City Open Enrollment opens for City employees on 10/24.
County Open Enrollment opens on TBD
Retiree Open Enrollment opens on 11/1.
What if I don’t want to make any changes?
If you’re satisfied with your SDPEBA plans, you don’t have to do anything, they will automatically renew on January 1st, 2025.
What plans does SDPEBA offer?
Here’s a full list:
Aflac Accident (not available to retirees)
Aflac Critical Illness (not available to retirees)
Aflac Hospital Indemnity (not available to retirees)
Aflac Life Insurance (not available to retirees)
Aura Cyber Security
Best Health (not available to County employees)
Individual Life Insurance
MetLife Dental HMO
MetLife Dental PPO
MetLife Legal
MetLife Pet Insurance
Nationwide Pet Insurance
Purchasing Power
Sharp Classic (not available to County)
Sharp Saver (not available to County or retirees)
Sharp Select (not available to County)
Sharp Medicare Advantage (only available to retirees who qualify)
VSP Vision
If you have any other questions or need help with anything OE related, reach out! We are more than happy to help. Call 888-315-8027 or email [email protected]!